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Your Situation

It’s on the horizon: that glorious, sunny glow of retirement. It’s within reach and boy, do you have plans! There are the places you want to travel to, the hobbies you want to indulge in and the new skills you want to learn. Plus, continuing to support your family is also a key goal.

You’ve been accumulating assets and investments over the years and now you want to bring these together so you can manage your money more easily. The risk and return on your investments are also important to you. You don’t want to worry incessantly about world stock markets when you could be sunning yourself somewhere beautiful or enjoying precious time with your family.

Thinking of family, inheritance tax is another thing on your mind. You’ve paid a significant amount of tax over the years and you don’t want to have your biggest bill to date hit your loved ones.

Our Solution

We can help you optimise all your hard work for a secure future for you and your family.

We will discuss with you the kind of lifestyle you want to live once you’ve retired. What adventures do you want to have? What’s going to make sure you enjoy your golden years to the fullest? What milestones are ahead for you and your family? If you want to be able to pay for a loved one’s wedding, education or to contribute to their first home or business, we’ll account for that when we plan your finances.

We’ll manage the risk of your investments at a level you’re comfortable with. One of our expert consultants will help you to achieve the rate of return required to ensure you can continue with your life goals with peace of mind. We can also discuss a plan for spending and gifting with you to ensure that your biggest tax bill won’t be your inheritance tax. Watch your investments grow as we manage your portfolio so you can get on with the important business of enjoying your well-earned retirement.

This is just one of the solutions we can help you with at CTT Private Client Wealth. Explore more options below.

Contact Us to Get Your Plan in Place

Securing your financial future starts here.

Business Succession

Have you considered what would happen if you lost someone vital to the profit or running of your company through critical illness or death? Business protection helps company owners safeguard against the unexpected to ensure that operations continue with minimal disruption.

Disclaimer: This service is regulated by the FCA.

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Pensions & Investments

Have you considered your cash flow as you approach retirement? We can create a retirement plan that utilises your assets. Through pensions, ISAs and investment bonds, we can help you maintain your lifestyle throughout retirement whilst managing your wealth in a tax-efficient way.

Disclaimer: This service is regulated by the FCA.

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Trusts have long been instrumental in mitigation tax and there are many types of trusts with various rules affecting them. We can help you to understand and implement the most appropriate options for your needs and financial goals.

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Inheritance Tax Planning

How much tax would need to be paid on your estate in the event of your death? We can help arrange your financial affairs to mitigate your inheritance tax liability and ensure your beneficiaries receive the maximum possible amount from your estate.

Disclaimer: This service is regulated by the FCA.

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Independent Financial Advice

When you have a range of financial interests, accessing the right financial expertise is vital. A multitude of options are available and we pride ourselves on getting to know your circumstances to find the optimal solution for you. We help you work smarter, not harder.

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Family Succession

You have spent your life accumulating your assets and wealth; it’s vital they are passed on properly. With our trust and fiduciary services, you ensure that, no matter the extent or complexity of your estate, your beneficiaries receive what you wish them to.

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